Terms of Service

All content on this site, including text, logos, graphics, images, source code, software, models, and methodologies, is the exclusive property of MortgageFlow and its successor entity, operated by EPL Group Inc. Any reproduction, distribution or modification without prior written authorization is strictly prohibited.

The content on this site is provided for informational purposes only and does not constitute financial, legal or professional advice.

Estimates and Calculators: Any results provided by tools on this platform are estimates only and do not guarantee loan approval or future interest rates.

Accuracy: While we do our best to keep information up to date, errors may occur. MortgageFlow does not guarantee the complete accuracy of data on the site.

You agree to use this site lawfully. It is prohibited to:

Attempt to disrupt site security or access non-public data.

Use robots or scripts to extract data (web scraping).

Transmit viruses or malicious code through our forms.

Our site may contain links to partner sites (lenders, insurers, etc.). MortgageFlow exercises no control over these sites and assumes no responsibility for their content or privacy practices.

To the fullest extent permitted by law, MortgageFlow and EPL Group Inc. shall not be liable for any direct or indirect damages (loss of profits, business interruption, etc.) arising from the use or inability to use this site or the information it contains.

Use of this site is also governed by our Privacy Policy, which details our collection and management practices in accordance with PIPEDA and Quebec's Law 25. MortgageFlow processes borrower data on behalf of the Broker. The Broker remains responsible for obtaining the borrower's consent before submitting files.

These terms are governed by the laws of the Province of Quebec and applicable federal laws of Canada. Any dispute relating to the use of the site shall be submitted to the exclusive jurisdiction of the courts of the judicial district of Laval. Broker-specific agreements may be governed by Ontario law as set forth in the applicable Letter of Intent.